01Developer Construction
$11,500,00038% LTV
250 Fan Palm Rd · Boca Raton, FL
4,431 sqft ground-up luxury build.
Christopher C. Molina
When it’smortgage,think Molina.
Access to 400+ lenders, real answers and a team that treats your loan like it's our own.
Owner & Senior Loan Officer · NMLS #1587312
The one promise
You work with me —start to finish.
No call center, no handoff to a stranger. From your first question through the closing table, you've got me and my team in your corner.
$200M+
Funded across my career
$50M+
Funded in the past year
5.0★
18 Google reviews
400+
Lenders, nationwide access
Every number here is real and verifiable. That's the whole point.
Find your fit
Start with your situation, not the loan name.
With access to over 400 residential lenders, I'm not stuck fitting you into one bank's box. I shop the market and structure the loan around your situation — not the other way around.
Sixteen situations · one conversation
Not sure which loan? Tell me where you are.
Buying
Refinancing & equity
Business & investment
Pick the line above that sounds like you and I’ll show the programs that fit — or skip straight to the application and I’ll work it out with you.
The full index · ten lanes
Whatever you’re financing, we’ve done it.
- $1.335M
- Jumbo Condo · Asset Utilization4001 N Ocean Blvd · Boca Raton, FL80% LTV
- $605K
- VA Fixed · 100% LTV10689 Willow Oak Ct · Wellington, FLZero down
- $325K
- DSCR Purchase1314 The 12th Fairway · Wellington, FL80% LTV
Three of the funded files in Recent Closings below.
$11.5M
Developer Construction · 250 Fan Palm Rd · Boca Raton, FL · 38% LTV — 4,431 sqft ground-up luxury build.
No application · No credit pull
Know your numbers. Then shop.
Before you tour a single home, let’s find the payment you’re comfortable with, the cash you’ll actually need, and the price range that makes your offer strong.
Home price$550,000
$100K$5M
Down payment20% · $110,000
Loan program
Term
Estimated payment
$3,978/mo
Includes taxes, insurance
Cash to close
Down + costs − credits
$123,692
Loan amount
80% LTV
$440,000
Principal & interest$2,854/mo
Property taxes$734/mo
Homeowners insurance$390/mo
Rate (assumed)6.750%
“Chris was incredibly patient with all of our questions as first-time buyers. He has excellent communication skills, I would highly recommend him to anyone looking to buy a home.”
Estimated Payment Scenario — not a Loan Estimate and not a commitment to lend. Rates and terms are assumptions, subject to change and to credit approval.
Recent closings
Real loans.Real families.Real numbers.
9 closings shown · $17,683,000 funded
A look at what we’ve funded lately — across purchase, refinance, investment, commercial, and everything in between. Different situations, same result: closed.
“Chris helped me through two mortgages and did a terrific job. Chris is knowledgeable about his products and is also accessible to answer any questions I might have had during the process. I recommend him highly!”
01Developer Construction
$11,500,00038% LTV
250 Fan Palm Rd · Boca Raton, FL
4,431 sqft ground-up luxury build.
02Jumbo Condo · Asset Utilization
$1,335,00080% LTV
4001 N Ocean Blvd · Boca Raton, FL
03Conventional Purchase
$1,090,00075% LTV
18974 SE Jupiter River Dr · Jupiter, FL
04Conventional Purchase
$1,200,00067% LTV
207 Jupiter Woods Dr · Jupiter, FL
05Conventional
$800,00038% LTV
8538 Crystal Downs Ave · Boca Raton, FL
On a $2.08M home — strong-borrower structure.
06VA Fixed · 100% LTV
$605,000Zero down
10689 Willow Oak Ct · Wellington, FL
Earned it. Zero down for an eligible veteran.
07VA Fixed · 100% LTV
$478,000Zero down
10782 SW Vasari Way · Port St. Lucie, FL
08DSCR Purchase
$325,00080% LTV
1314 The 12th Fairway · Wellington, FL
Qualified on the property's cash flow.
09Conventional
$350,00079% LTV
837 Squirrel Hill Dr · Youngstown, OH
Licensed and closing out of state.
0109
A selection of real closed loans. Figures reflect the funded transaction; individual terms vary.
About Christopher
I startedMolina Mortgageto do thisthe right way.
I started Molina Mortgageto do this the right way.
Teaching a room of agents how appraisals really work — Molina Mortgage masterclass.
After nearly a decade in the business, I started my own company for one reason: to give families straight answers and the most competitive rates on the market, without the corporate runaround.
I serve around 15 families a month, from first-time buyers to experienced investors, veterans, business owners, and everyone in between. I’m a specialist in investor, condo, jumbo, VA, and first-time-homebuyer loans, and with access to over 400 lenders, I shop the entire market to find the right fit for you.
#1 in Palm Beach County by volume.
$200M+
Funded since 2016
600+
Families & investors
400+
Lenders shopped per file
Source: Molina Mortgage funded-loan production, 2016 to date.
But the number I’m proudest of isn’t a dollar figure. It’s the families who send me their friends. My team works nights and weekends to deliver the kind of service that turns clients into raving fans.
Featured on CBS News Miami for National Homeownership Month.
“A mortgage isn’t just a transaction. It’s the front door to someone’s next chapter.”
Christopher C. Molina
Reviews
They remember who showed up.
Eleven of them below, in the reviewers’ own words.
The 12-hour pre-approval
“Chris at Molina is THE BEST!!! He & Keven are a Dream Team. They made this process seamless and stress-free. And they work FAST!! They got my pre-approval in less than 12hrs. It's rare nowadays to find people who are truly on top of their work and who follow through on what they say they will do. THIS is THEM :) Thanks guys. You will never get rid of me now!”
The sub-30-day close
“Chris and his team did an excellent job securing a very competitive rate for our loan and closed in less than 30 days. His team went above and beyond and were always very responsive. Outside of the loan itself, they made sure that the entire process went as smoothly as possible for us.”
The program that fit the budget
“Mr. Christopher Molina is by far the most competent, brilliant and experienced mortgage broker I have ever conducted business with. He consistently strives to find the best and most affordable loan programs for your budget.”
Beyond the loan
Beyond the loan.
The best part of this job is the people. Whether it’s teaching a room full of agents how appraisals really work, throwing a family fun day for our community, or standing at the closing table when the keys change hands — I’m all in on South Florida and the families who call it home.
Featured program
Florida Hometown Heroes.
If you’re a teacher, nurse, first responder, veteran, or one of the many essential workers who keep Florida running, you may qualify for up to $35,000 toward your down payment and closing costs. Let’s find out — it takes one conversation.
Down-payment & closing help up to
$35,000
for Florida’s essential workers
“I just bought my first home, and Chris and his team truly made a dream come true. It's definitely a difficult and stressful process, but they handled everything really well from start to finish.”
Program terms and availability are subject to change and eligibility requirements apply.
Get in touch
Let’s talk about your next move.
Buying, refinancing, or just want to know where you stand — reach out and I’ll give you a straight answer. No pressure, no application required to start the conversation.
“Working with Chris and his team was an amazing experience. He went above and beyond to help my family and me obtain the funding needed for our new home.”
Serving Palm Beach · Martin · St. Lucie · Broward · Miami-Dade — plus nationwide lender access.
